Year-end is coming fast—don’t let pre-tax dollars go unused. Many orthodontic services at Olson Orthodontics (braces, clear aligners, adjustments, retainers) are eligible for HSA and FSA funds. Most FSAs are “use it or lose it” by December 31, and while HSAs often roll over, using funds now can still reduce this year’s taxable income.
How to make the most of it:
- Check your balances and plan rules (deadline, grace period, or limited carryover).
- Start treatment or complete eligible steps before year-end: records, down payment, or aligner/braces fees often qualify.
- Already in treatment? Consider prepaying an upcoming installment with FSA funds.
- Save your paperwork. Many plans accept an itemized receipt.
Timing matters. November–December appointments fill quickly, and charges must be incurred before your plan’s deadline to count for this calendar year. Reviewing your benefits now helps you apply remaining funds strategically and minimize out-of-pocket costs.
And remember: investing in orthodontic care isn’t just about teeth, it’s about confidence. A straighter, healthier smile can make everyday moments (photos, presentations, first impressions) feel easier and more “you.” Visit us today at Olson Orthodontics to get started!